1810 E 97th St APT AKansas CityMO64131
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 1810 E 97th St APT A, Kansas City, MO, 64131 in Kansas City at $138,500 earns $1,178/mo in rent and nets $56/mo after the $623/mo payment, a 10.21% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $38,265 over five years. Ziffy Mortgage underwrites this on a 1.89 DSCR without U.S. credit history. With $1,276/yr in principal paydown, total projected return reaches $72,864.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $56 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,178 |
| Total Monthly Debt Service | $807 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64131, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,117 (100%) |
| Owner Occupied HU | 5,246 (43.3%) |
| Renter Occupied HU | 5,442 (44.9%) |
| Vacant Housing Units | 1,429 (11.8%) |
| Median Home Value | $254,093 |
| Average Home Value | $267,373 |
Housing Distribution
Address Breakdown
Residential
10,586
Single Family
9,173
Multi-Family
1,413
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64131, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,117 (100%) |
| Owner Occupied HU | 5,246 (43.3%) |
| Renter Occupied HU | 5,442 (44.9%) |
| Vacant Housing Units | 1,429 (11.8%) |
| Median Home Value | $254,093 |
| Average Home Value | $267,373 |
Housing Distribution
Address Breakdown
Residential
10,586
Single Family
9,173
Multi-Family
1,413
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tasha Johnson • Platinum Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2599250