181 Route 20CraigsvilleWV26205
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 181 Route 20, Craigsville, WV, 26205 in Craigsville. At $180,000 it earns $1,394/mo in rent and distributes $352/mo to the owner after the $809/mo payment, a consistent 9.29% yield. DSCR 1.72 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $49,731 in value; $1,658/yr in principal paydown compounds ownership stake. Total projected return: $90,679.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $352 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,394 |
| Total Monthly Debt Service | $970 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26205, Craigsville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,452 (100%) |
| Owner Occupied HU | 1,018 (70.1%) |
| Renter Occupied HU | 269 (18.5%) |
| Vacant Housing Units | 165 (11.4%) |
| Median Home Value | $112,410 |
| Average Home Value | $135,079 |
Housing Distribution
Address Breakdown
Residential
956
Single Family
955
Multi-Family
1
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26205, Craigsville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,452 (100%) |
| Owner Occupied HU | 1,018 (70.1%) |
| Renter Occupied HU | 269 (18.5%) |
| Vacant Housing Units | 165 (11.4%) |
| Median Home Value | $112,410 |
| Average Home Value | $135,079 |
Housing Distribution
Address Breakdown
Residential
956
Single Family
955
Multi-Family
1
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A