181 Pinecrest DrLoudonTN37774
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 181 Pinecrest Dr, Loudon, TN, 37774 in Loudon. At $285,000 it earns $1,917/mo in rent and distributes $211/mo to the owner after the $1,282/mo payment, a consistent 8.07% yield. DSCR 1.50 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $78,740 in value; $2,625/yr in principal paydown compounds ownership stake. Total projected return: $121,367.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $211 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,917 |
| Total Monthly Debt Service | $1,593 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37774, Loudon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,757 (100%) |
| Owner Occupied HU | 8,181 (76.1%) |
| Renter Occupied HU | 1,618 (15.0%) |
| Vacant Housing Units | 958 ( 8.9%) |
| Median Home Value | $402,974 |
| Average Home Value | $516,673 |
Housing Distribution
Address Breakdown
Residential
11,276
Single Family
11,251
Multi-Family
25
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37774, Loudon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,757 (100%) |
| Owner Occupied HU | 8,181 (76.1%) |
| Renter Occupied HU | 1,618 (15.0%) |
| Vacant Housing Units | 958 ( 8.9%) |
| Median Home Value | $402,974 |
| Average Home Value | $516,673 |
Housing Distribution
Address Breakdown
Residential
11,276
Single Family
11,251
Multi-Family
25
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices