181 OTSEGO LaneSaint AugustineFL32092








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Augustine at 181 OTSEGO Lane, Saint Augustine, FL, 32092 with 5% annual appreciation on a $454,485 basis while $3,558/mo rent supports operations. Total monthly income totals $3,558/mo and a $2,224/mo payment preserves $542/mo for cash returns. Annual cash flow comes to $6,509/yr on $150,662 deployed, and return on cash invested reaches 24.23% in year one. Equity gained on principal adds $2,933/yr, and five-year appreciation sums $125,566 alongside rental yield of 9.39%. Five-year ROI measures 126.61% and total cumulative return in cash totals $190,750.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,558/mo property income versus a $2,224/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2026
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32092, Saint Augustine, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 19,388 (80.0%) |
| Renter Occupied HU | 2,898 (12.0%) |
| Vacant Housing Units | 1,951 ( 8.0%) |
| Median Home Value | $551,045 |
| Average Home Value | $590,393 |
Housing Distribution
Address Breakdown
Residential
21,437
Single Family
19,179
Multi-Family
2,258
Businesses
544
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Listed by: RICHELLE SMART • LENNAR REALTY INC
Mls Name: realMLS
Mls ID: #2123494








