181 Hanover StWeavervilleCA96093
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 181 Hanover St, Weaverville, CA, 96093 in Weaverville is capital appreciation. Rental yield 2.63%. The 2.63% gross yield at $495,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $136,759 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.49) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $60,521.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 4.5% |
| Monthly Cash Flow | $(1,976) | $300 |
City averages based on Weaverville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,086 |
| Total Monthly Debt Service | $2,865 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96093, Weaverville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,783 (100%) |
| Owner Occupied HU | 990 (55.5%) |
| Renter Occupied HU | 631 (35.4%) |
| Vacant Housing Units | 162 ( 9.1%) |
| Median Home Value | $389,714 |
| Average Home Value | $667,548 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96093, Weaverville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,783 (100%) |
| Owner Occupied HU | 990 (55.5%) |
| Renter Occupied HU | 631 (35.4%) |
| Vacant Housing Units | 162 ( 9.1%) |
| Median Home Value | $389,714 |
| Average Home Value | $667,548 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SMLS
Mls ID: #26-1423