181 Cross StUrbannaVA23175








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Urbanna at 181 Cross St, Urbanna, VA, 23175 generates $3,173/mo in rent, after a $4,887/mo payment. Total monthly income is $3,173/mo. Return on cash invested sits at 9.85% in year one, and rental yield is 3.81% on a $998,500 entry. Equity gained on principal adds $6,443/yr, while 5% annual appreciation builds toward $275,867 over five years. Five-year ROI reaches 48.58% and total cumulative return in cash sums $159,589. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,173/mo property income rather than buyer’s personal income.
Single Family
Built in 1992
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23175, Urbanna, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,318 (100%) |
| Owner Occupied HU | 748 (56.8%) |
| Renter Occupied HU | 186 (14.1%) |
| Vacant Housing Units | 384 (29.1%) |
| Median Home Value | $381,609 |
| Average Home Value | $400,846 |
Housing Distribution
Address Breakdown
Residential
578
Single Family
578
Multi-Family
0
Businesses
131
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Nearby investment properties with comparable prices



Listed by: Neena Rodgers • Pearls of the Chesapeake LLC
Mls Name: Chesapeake Bay & Rivers AOR
Mls ID: #2519243
Disclaimer: All or a portion of the multiple Listing information is provided by the CBRAR Property Services, Inc. Multiple Listing Service, from a copyrighted compilation of Listings. All CBRAR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are 2025 CBRAR Property Services, Inc. All rights reserved.







