181 Church StTyronzaAR72386
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.78% yield at 181 Church St, Tyronza, AR, 72386 in Tyronza is solid, but the $899/mo payment compresses net cash flow to $94/mo at $199,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $55,229 by year five, and $1,841/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.44) without U.S. income documentation. Total projected return: $81,710.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $94 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,296 |
| Total Monthly Debt Service | $1,122 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72386, Tyronza, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 718 (100%) |
| Owner Occupied HU | 422 (58.8%) |
| Renter Occupied HU | 209 (29.1%) |
| Vacant Housing Units | 87 (12.1%) |
| Median Home Value | $89,688 |
| Average Home Value | $126,925 |
Housing Distribution
Address Breakdown
Residential
601
Single Family
577
Multi-Family
24
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72386, Tyronza, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 718 (100%) |
| Owner Occupied HU | 422 (58.8%) |
| Renter Occupied HU | 209 (29.1%) |
| Vacant Housing Units | 87 (12.1%) |
| Median Home Value | $89,688 |
| Average Home Value | $126,925 |
Housing Distribution
Address Breakdown
Residential
601
Single Family
577
Multi-Family
24
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marshall Ghant • Coldwell Banker Village Communities
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015648
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.