1809 County Road 578FyffeAL35971
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1809 County Road 578, Fyffe, AL, 35971 in Fyffe. At $109,000 it earns $818/mo in rent and distributes $203/mo to the owner after the $490/mo payment, a consistent 9.01% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $30,115 in value; $1,004/yr in principal paydown compounds ownership stake. Total projected return: $54,177.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.0% |
| Monthly Cash Flow | $203 | $500 |
City averages based on Fyffe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $818 |
| Total Monthly Debt Service | $572 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35971, Fyffe, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,421 (68.6%) |
| Renter Occupied HU | 438 (21.2%) |
| Vacant Housing Units | 211 (10.2%) |
| Median Home Value | $159,470 |
| Average Home Value | $221,434 |
Housing Distribution
Address Breakdown
Residential
1,992
Single Family
1,992
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35971, Fyffe, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,421 (68.6%) |
| Renter Occupied HU | 438 (21.2%) |
| Vacant Housing Units | 211 (10.2%) |
| Median Home Value | $159,470 |
| Average Home Value | $221,434 |
Housing Distribution
Address Breakdown
Residential
1,992
Single Family
1,992
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices