18022 Long Lake DrHudsonFL34667
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 18022 Long Lake Dr, Hudson, FL, 34667 in Hudson is narrow, $198/mo net on $1,417/mo rent after the $809/mo debt service, but the property operates at break-even-plus, not a loss. At $180,000 with a 9.45% yield, the long-run equity case via 5% appreciation ($49,731 over five years) and $1,658/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.75 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $81,475.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $198 | $250 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,417 |
| Total Monthly Debt Service | $1,148 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34667, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,702 (100%) |
| Owner Occupied HU | 12,994 (66.0%) |
| Renter Occupied HU | 3,579 (18.2%) |
| Vacant Housing Units | 3,129 (15.9%) |
| Median Home Value | $308,828 |
| Average Home Value | $357,821 |
Housing Distribution
Address Breakdown
Residential
17,828
Single Family
16,723
Multi-Family
1,105
Businesses
966
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34667, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,702 (100%) |
| Owner Occupied HU | 12,994 (66.0%) |
| Renter Occupied HU | 3,579 (18.2%) |
| Vacant Housing Units | 3,129 (15.9%) |
| Median Home Value | $308,828 |
| Average Home Value | $357,821 |
Housing Distribution
Address Breakdown
Residential
17,828
Single Family
16,723
Multi-Family
1,105
Businesses
966
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas Homan • Homan Realty Group Inc.
Mls Name: Realtors Association of Citrus County
Mls Provider:
Mls ID: #838535
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.