1802 Juniper DrPeruIL61354
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1802 Juniper Dr, Peru, IL, 61354 in Peru: $2,081/mo in rent, $277/mo in net income, 9.6% gross yield, 1.78 DSCR, all at $260,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $71,833 in appreciation and $2,395/yr in principal paydown projects total cumulative return of $117,345.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.2% |
| Monthly Cash Flow | $277 | $300 |
City averages based on Peru market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,081 |
| Total Monthly Debt Service | $1,700 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61354, Peru, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,167 (100%) |
| Owner Occupied HU | 3,443 (66.6%) |
| Renter Occupied HU | 1,281 (24.8%) |
| Vacant Housing Units | 443 ( 8.6%) |
| Median Home Value | $204,858 |
| Average Home Value | $234,466 |
Housing Distribution
Address Breakdown
Residential
4,890
Single Family
4,547
Multi-Family
343
Businesses
682
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61354, Peru, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,167 (100%) |
| Owner Occupied HU | 3,443 (66.6%) |
| Renter Occupied HU | 1,281 (24.8%) |
| Vacant Housing Units | 443 ( 8.6%) |
| Median Home Value | $204,858 |
| Average Home Value | $234,466 |
Housing Distribution
Address Breakdown
Residential
4,890
Single Family
4,547
Multi-Family
343
Businesses
682
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices