18003 Dave Anne Cir LOT 9StewartstownPA17363
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 18003 Dave Anne Cir LOT 9, Stewartstown, PA, 17363 in Stewartstown. Priced at $329,990, it generates $3,220/mo in gross rent and $1,012/mo in net monthly cash flow, a 11.71% yield that comfortably supports the 2.17 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,147. Five-year appreciation: $91,170. Equity from principal paydown: $3,039/yr. Total projected cumulative return: $191,004.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $1,012 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,220 |
| Total Monthly Debt Service | $2,076 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,390 sqft lot
$N/A/sqft
$135 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17363, Stewartstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,961 (100%) |
| Owner Occupied HU | 3,273 (82.6%) |
| Renter Occupied HU | 530 (13.4%) |
| Vacant Housing Units | 158 ( 4.0%) |
| Median Home Value | $347,920 |
| Average Home Value | $369,437 |
Housing Distribution
Address Breakdown
Residential
3,959
Single Family
3,828
Multi-Family
131
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,390 sqft lot
$N/A/sqft
$135 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17363, Stewartstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,961 (100%) |
| Owner Occupied HU | 3,273 (82.6%) |
| Renter Occupied HU | 530 (13.4%) |
| Vacant Housing Units | 158 ( 4.0%) |
| Median Home Value | $347,920 |
| Average Home Value | $369,437 |
Housing Distribution
Address Breakdown
Residential
3,959
Single Family
3,828
Multi-Family
131
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices