18000 W Clinton RdJacksonCA95642
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play18000 W Clinton Rd, Jackson, CA, 95642 in Jackson is priced for appreciation, not yield. Rental yield 3.68%. At $999,000 with a 3.68% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $276,005 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.68) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $178,034.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.0% |
| Monthly Cash Flow | $(3,120) | $350 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,060 |
| Total Monthly Debt Service | $5,783 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
59.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
59.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Green • Realty One Group Complete
Mls Name: MetroList Services of CA
Mls ID: #225125008