180 Meredith DrGarbervilleCA95542
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 180 Meredith Dr, Garberville, CA, 95542 in Garberville speaks for itself: 28.47% gross on a $184,275 price, generating $4,372/mo in rent and $3,232/mo in net income after the $829/mo debt service. DSCR 5.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $38,780 stacks alongside $50,912 in projected five-year appreciation and $1,697/yr in principal reduction. Projected total cumulative return: $277,819.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.5% | 7.0% |
| Monthly Cash Flow | $3,232 | $1,200 |
City averages based on Garberville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,372 |
| Total Monthly Debt Service | $1,067 |
| DSCR Ratio | 4.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
3.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95542, Garberville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,981 (100%) |
| Owner Occupied HU | 967 (48.8%) |
| Renter Occupied HU | 605 (30.5%) |
| Vacant Housing Units | 409 (20.6%) |
| Median Home Value | $612,699 |
| Average Home Value | $620,739 |
Housing Distribution
Address Breakdown
Residential
842
Single Family
817
Multi-Family
25
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
3.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95542, Garberville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,981 (100%) |
| Owner Occupied HU | 967 (48.8%) |
| Renter Occupied HU | 605 (30.5%) |
| Vacant Housing Units | 409 (20.6%) |
| Median Home Value | $612,699 |
| Average Home Value | $620,739 |
Housing Distribution
Address Breakdown
Residential
842
Single Family
817
Multi-Family
25
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices