180 Hilltop RoadGermantownNY12526








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Germantown at 180 Hilltop Road, Germantown, NY, 12526 generates $8,288/mo in rent and, after a $3,181/mo payment, leaves $3,948/mo in cash flow. Total monthly income is $8,288/mo, and annual cash flow is $47,374/yr on $213,850 invested. Return on cash invested sits at 42.21% in year one, and rental yield is 15.3% on a $650,000 entry. Equity gained on principal adds $4,194/yr, while 5% annual appreciation builds toward $179,583 over five years. Five-year ROI reaches 223.05% and total cumulative return in cash sums $477,002. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $8,288/mo property income rather than buyer’s personal income.
Single Family
Built in 1966
1.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12526, Germantown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,961 (100%) |
| Owner Occupied HU | 1,233 (62.9%) |
| Renter Occupied HU | 400 (20.4%) |
| Vacant Housing Units | 328 (16.7%) |
| Median Home Value | $471,888 |
| Average Home Value | $534,818 |
Housing Distribution
Address Breakdown
Residential
1,609
Single Family
1,560
Multi-Family
49
Businesses
101
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Listed by: Megan Morse • Romeo Team Realty
Mls Name: HVCRMLS
Mls ID: #20255510






