180 Harden StEclecticAL36024








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Eclectic at 180 Harden St, Eclectic, AL, 36024 with 5% annual appreciation on a $350,000 basis while $3,234/mo rent supports operations. Total monthly income totals $3,234/mo and a $1,713/mo payment preserves $1,259/mo for cash returns. Annual cash flow comes to $15,102/yr on $116,025 deployed, and return on cash invested reaches 32.93% in year one. Equity gained on principal adds $2,258/yr, and five-year appreciation sums $96,699 alongside rental yield of 11.09%. Five-year ROI measures 171.94% and total cumulative return in cash totals $199,490.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,234/mo property income versus a $1,713/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1997
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36024, Eclectic, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,016 (100%) |
| Owner Occupied HU | 2,445 (60.9%) |
| Renter Occupied HU | 467 (11.6%) |
| Vacant Housing Units | 1,104 (27.5%) |
| Median Home Value | $268,794 |
| Average Home Value | $351,645 |
Housing Distribution
Address Breakdown
Residential
3,136
Single Family
3,136
Multi-Family
0
Businesses
187
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