18 Misty LaneRochesterNH03839
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 18 Misty Lane, Rochester, NH, 03839 in Rochester at $574,999. Rental yield 7%. The 7% yield and 1.30 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $158,862 by year five, and $5,296/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $187,147.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.2% |
| Monthly Cash Flow | $(500) | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,354 |
| Total Monthly Debt Service | $3,625 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
4.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03839, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,828 (100%) |
| Owner Occupied HU | 1,190 (65.1%) |
| Renter Occupied HU | 554 (30.3%) |
| Vacant Housing Units | 84 ( 4.6%) |
| Median Home Value | $399,634 |
| Average Home Value | $371,317 |
Housing Distribution
Address Breakdown
Residential
1,853
Single Family
1,547
Multi-Family
306
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
4.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03839, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,828 (100%) |
| Owner Occupied HU | 1,190 (65.1%) |
| Renter Occupied HU | 554 (30.3%) |
| Vacant Housing Units | 84 ( 4.6%) |
| Median Home Value | $399,634 |
| Average Home Value | $371,317 |
Housing Distribution
Address Breakdown
Residential
1,853
Single Family
1,547
Multi-Family
306
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelly Szmyt • Jason Mitchell Group
Mls Name: PrimeMLS
Mls ID: #5056787