18 Johnson RdHallsteadPA18822
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 18 Johnson Rd, Hallstead, PA, 18822 in Hallstead. Priced at $290,000, it generates $2,705/mo in gross rent and $804/mo in net monthly cash flow, a 11.19% yield that comfortably supports the 2.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,654. Five-year appreciation: $80,122. Equity from principal paydown: $2,671/yr. Total projected cumulative return: $162,260.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $804 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,705 |
| Total Monthly Debt Service | $1,785 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
10.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18822, Hallstead, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,533 (100%) |
| Owner Occupied HU | 934 (60.9%) |
| Renter Occupied HU | 346 (22.6%) |
| Vacant Housing Units | 253 (16.5%) |
| Median Home Value | $196,939 |
| Average Home Value | $256,322 |
Housing Distribution
Address Breakdown
Residential
1,332
Single Family
1,268
Multi-Family
64
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
10.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18822, Hallstead, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,533 (100%) |
| Owner Occupied HU | 934 (60.9%) |
| Renter Occupied HU | 346 (22.6%) |
| Vacant Housing Units | 253 (16.5%) |
| Median Home Value | $196,939 |
| Average Home Value | $256,322 |
Housing Distribution
Address Breakdown
Residential
1,332
Single Family
1,268
Multi-Family
64
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A