18 Henry DriveEffinghamNH03882
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 18 Henry Drive, Effingham, NH, 03882 in Effingham is straightforward: $374,900 in, $3,114/mo in rent, $601/mo out after debt service. The 9.97% gross yield and 1.85 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $103,578 by year five. With $3,453/yr in principal equity, the total cumulative return is projected at $181,715.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $601 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,114 |
| Total Monthly Debt Service | $2,364 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03882, Effingham, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,091 (100%) |
| Owner Occupied HU | 630 (57.7%) |
| Renter Occupied HU | 124 (11.4%) |
| Vacant Housing Units | 337 (30.9%) |
| Median Home Value | $291,026 |
| Average Home Value | $336,893 |
Housing Distribution
Address Breakdown
Residential
668
Single Family
668
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03882, Effingham, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,091 (100%) |
| Owner Occupied HU | 630 (57.7%) |
| Renter Occupied HU | 124 (11.4%) |
| Vacant Housing Units | 337 (30.9%) |
| Median Home Value | $291,026 |
| Average Home Value | $336,893 |
Housing Distribution
Address Breakdown
Residential
668
Single Family
668
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeff Runnals • Costantino Real Estate LLC
Mls Name: PrimeMLS
Mls ID: #5046644