18 Garfield StTauntonMA02780
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 18 Garfield St, Taunton, MA, 02780 in Taunton at $459,900 earns $2,912/mo in rent and nets $14/mo after the $2,068/mo payment, a 7.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $127,062 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $4,236/yr in principal paydown, total projected return reaches $175,511.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.8% |
| Monthly Cash Flow | $14 | $450 |
City averages based on Taunton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,912 |
| Total Monthly Debt Service | $2,716 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02780, Taunton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,826 (100%) |
| Owner Occupied HU | 13,118 (57.5%) |
| Renter Occupied HU | 8,650 (37.9%) |
| Vacant Housing Units | 1,058 ( 4.6%) |
| Median Home Value | $458,073 |
| Average Home Value | $488,056 |
Housing Distribution
Address Breakdown
Residential
21,067
Single Family
18,359
Multi-Family
2,708
Businesses
1,339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02780, Taunton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,826 (100%) |
| Owner Occupied HU | 13,118 (57.5%) |
| Renter Occupied HU | 8,650 (37.9%) |
| Vacant Housing Units | 1,058 ( 4.6%) |
| Median Home Value | $458,073 |
| Average Home Value | $488,056 |
Housing Distribution
Address Breakdown
Residential
21,067
Single Family
18,359
Multi-Family
2,708
Businesses
1,339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laura Cox • Four Points Realty
Mls Name: MLS PIN
Mls ID: #73461708