18 Copper LaneRochesterNH03868
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 18 Copper Lane, Rochester, NH, 03868 in Rochester earns a 9.58% gross yield at $500,000. Rent of $3,992/mo nets $641/mo after the $2,248/mo mortgage. The 1.78 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $138,141 and $4,605/yr in equity accumulation project a total cumulative return of $231,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $641 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,992 |
| Total Monthly Debt Service | $3,152 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03868, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,862 (71.1%) |
| Renter Occupied HU | 662 (25.3%) |
| Vacant Housing Units | 95 ( 3.6%) |
| Median Home Value | $241,154 |
| Average Home Value | $296,823 |
Housing Distribution
Address Breakdown
Residential
2,772
Single Family
1,905
Multi-Family
867
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03868, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,862 (71.1%) |
| Renter Occupied HU | 662 (25.3%) |
| Vacant Housing Units | 95 ( 3.6%) |
| Median Home Value | $241,154 |
| Average Home Value | $296,823 |
Housing Distribution
Address Breakdown
Residential
2,772
Single Family
1,905
Multi-Family
867
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Catherine Reese • RSA Realty, LLC
Mls Name: PrimeMLS
Mls ID: #5051578