18 Birdie Grove #1RochesterNH03839
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 18 Birdie Grove #1, Rochester, NH, 03839 in Rochester worth modelling. At $289,900 with a 8.18% gross yield, the $1,976/mo rent leaves $33/mo after the $1,304/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.52 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $80,094 by year five; $2,670/yr in principal reduction adds further equity. Total projected return: $112,680.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $33 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,976 |
| Total Monthly Debt Service | $1,828 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03839, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,828 (100%) |
| Owner Occupied HU | 1,190 (65.1%) |
| Renter Occupied HU | 554 (30.3%) |
| Vacant Housing Units | 84 ( 4.6%) |
| Median Home Value | $399,634 |
| Average Home Value | $371,317 |
Housing Distribution
Address Breakdown
Residential
1,853
Single Family
1,547
Multi-Family
306
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03839, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,828 (100%) |
| Owner Occupied HU | 1,190 (65.1%) |
| Renter Occupied HU | 554 (30.3%) |
| Vacant Housing Units | 84 ( 4.6%) |
| Median Home Value | $399,634 |
| Average Home Value | $371,317 |
Housing Distribution
Address Breakdown
Residential
1,853
Single Family
1,547
Multi-Family
306
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Peggy Carter • Coldwell Banker - Peggy Carter Team
Mls Name: PrimeMLS
Mls ID: #5051157