18-20 Bentham RdDorchesterMA02122
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 18-20 Bentham Rd, Dorchester, MA, 02122 in Dorchester at $1,200,000. Rental yield 6.18%. The 6.18% yield and 1.15 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $331,538 by year five, and $11,052/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $366,569.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.8% |
| Monthly Cash Flow | $(1,383) | $450 |
City averages based on Dorchester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,180 |
| Total Monthly Debt Service | $7,086 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1905
3,194 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1905
3,194 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Reserve Team • Reference Real Estate
Mls Name: MLS PIN
Mls ID: #73475622