17W484 Earl CtDarienIL60561
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $440,000, 17W484 Earl Ct, Darien, IL, 60561 in Darien generates $3,310/mo in rent (9.03% yield) but nets only $166/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.67) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $121,564. Total projected return: $184,865.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $166 | $2,500 |
City averages based on Darien market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,310 |
| Total Monthly Debt Service | $2,877 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
8,625 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60561, Darien, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,502 (100%) |
| Owner Occupied HU | 7,506 (79.0%) |
| Renter Occupied HU | 1,610 (16.9%) |
| Vacant Housing Units | 386 ( 4.1%) |
| Median Home Value | $400,196 |
| Average Home Value | $444,637 |
Housing Distribution
Address Breakdown
Residential
9,600
Single Family
7,961
Multi-Family
1,639
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
8,625 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60561, Darien, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,502 (100%) |
| Owner Occupied HU | 7,506 (79.0%) |
| Renter Occupied HU | 1,610 (16.9%) |
| Vacant Housing Units | 386 ( 4.1%) |
| Median Home Value | $400,196 |
| Average Home Value | $444,637 |
Housing Distribution
Address Breakdown
Residential
9,600
Single Family
7,961
Multi-Family
1,639
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices