1795 Eames StWahiawaHI96786
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1795 Eames St, Wahiawa, HI, 96786 in Wahiawa fits: $999,999, 5.78% gross yield, and a projected 5% annual appreciation rate adding $276,281 in value within five years. Rental yield 5.78%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.07) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,210/yr in principal paydown and $276,281 in appreciation project a total return of $318,438.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.5% |
| Monthly Cash Flow | $(913) | $1,500 |
City averages based on Wahiawa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,819 |
| Total Monthly Debt Service | $5,334 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96786, Wahiawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,292 (100%) |
| Owner Occupied HU | 3,762 (28.3%) |
| Renter Occupied HU | 8,152 (61.3%) |
| Vacant Housing Units | 1,378 (10.4%) |
| Median Home Value | $886,636 |
| Average Home Value | $940,194 |
Housing Distribution
Address Breakdown
Residential
12,063
Single Family
10,649
Multi-Family
1,414
Businesses
613
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96786, Wahiawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,292 (100%) |
| Owner Occupied HU | 3,762 (28.3%) |
| Renter Occupied HU | 8,152 (61.3%) |
| Vacant Housing Units | 1,378 (10.4%) |
| Median Home Value | $886,636 |
| Average Home Value | $940,194 |
Housing Distribution
Address Breakdown
Residential
12,063
Single Family
10,649
Multi-Family
1,414
Businesses
613
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandra D Waialeale • CENTURY 21 Homefinders of HI
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202426662
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-02-21 13:38:58 PST. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd