179 Whitins RdSuttonMA01590
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Sutton rental at 179 Whitins Rd, Sutton, MA, 01590 sits in the solid-income band: 8.55% gross yield, $4,274/mo rent, $493/mo net after the $2,698/mo debt service, DSCR 1.58. Entry price of $599,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $165,741 and $5,525/yr in principal reduction bring total cumulative return to $259,512.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.1% |
| Monthly Cash Flow | $493 | $250 |
City averages based on Sutton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,274 |
| Total Monthly Debt Service | $3,542 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1934
1.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01590, Sutton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,641 (100%) |
| Owner Occupied HU | 3,176 (87.2%) |
| Renter Occupied HU | 331 ( 9.1%) |
| Vacant Housing Units | 134 ( 3.7%) |
| Median Home Value | $629,731 |
| Average Home Value | $650,338 |
Housing Distribution
Address Breakdown
Residential
3,427
Single Family
3,427
Multi-Family
0
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1934
1.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01590, Sutton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,641 (100%) |
| Owner Occupied HU | 3,176 (87.2%) |
| Renter Occupied HU | 331 ( 9.1%) |
| Vacant Housing Units | 134 ( 3.7%) |
| Median Home Value | $629,731 |
| Average Home Value | $650,338 |
Housing Distribution
Address Breakdown
Residential
3,427
Single Family
3,427
Multi-Family
0
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Paulette • Coldwell Banker Realty - Framingham
Mls Name: MLS PIN
Mls ID: #73415810