1786 Circle DrIsletonCA95641
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1786 Circle Dr, Isleton, CA, 95641 in Isleton carries a 1.79 coverage ratio, rent of $1,530/mo is 1.79 times the $854/mo payment. Rental yield 9.66%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $189,999 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $52,493; total projected cumulative return: $94,911.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.5% |
| Monthly Cash Flow | $(440) | $300 |
City averages based on Isleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,530 |
| Total Monthly Debt Service | $1,100 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95641, Isleton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,318 (100%) |
| Owner Occupied HU | 739 (56.1%) |
| Renter Occupied HU | 327 (24.8%) |
| Vacant Housing Units | 252 (19.1%) |
| Median Home Value | $518,750 |
| Average Home Value | $521,066 |
Housing Distribution
Address Breakdown
Residential
629
Single Family
629
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95641, Isleton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,318 (100%) |
| Owner Occupied HU | 739 (56.1%) |
| Renter Occupied HU | 327 (24.8%) |
| Vacant Housing Units | 252 (19.1%) |
| Median Home Value | $518,750 |
| Average Home Value | $521,066 |
Housing Distribution
Address Breakdown
Residential
629
Single Family
629
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tamara Redmon • Real Estate Source Inc
Mls Name: MetroList Services of CA
Mls ID: #225085101