1785 Douglas Road #30Friday HarborWA98250
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Friday Harbor rentals match the income profile of 1785 Douglas Road #30, Friday Harbor, WA, 98250. Listed at $249,000, gross rent is $2,141/mo and net cash flow is $644/mo, a 10.32% yield well above national averages. DSCR 1.91 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $68,794 by year five with $2,293/yr in annual principal reduction, projecting $135,657 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $644 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,141 |
| Total Monthly Debt Service | $1,398 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98250, Friday Harbor, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,286 (100%) |
| Owner Occupied HU | 3,200 (50.9%) |
| Renter Occupied HU | 1,072 (17.1%) |
| Vacant Housing Units | 2,014 (32.0%) |
| Median Home Value | $857,037 |
| Average Home Value | $1,035,468 |
Housing Distribution
Address Breakdown
Residential
3,846
Single Family
3,734
Multi-Family
112
Businesses
733
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98250, Friday Harbor, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,286 (100%) |
| Owner Occupied HU | 3,200 (50.9%) |
| Renter Occupied HU | 1,072 (17.1%) |
| Vacant Housing Units | 2,014 (32.0%) |
| Median Home Value | $857,037 |
| Average Home Value | $1,035,468 |
Housing Distribution
Address Breakdown
Residential
3,846
Single Family
3,734
Multi-Family
112
Businesses
733
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MaryEllen Foster • Coldwell Banker San Juan Is.
Mls Name: NWMLS
Mls ID: #2458690