178 Stoney Ledge DrStroudsburgPA18360
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 178 Stoney Ledge Dr, Stroudsburg, PA, 18360 in Stroudsburg worth modelling. At $480,000 with a 8.29% gross yield, the $3,316/mo rent leaves $170/mo after the $2,158/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.54 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $132,615 by year five; $4,421/yr in principal reduction adds further equity. Total projected return: $193,763.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $170 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,316 |
| Total Monthly Debt Service | $2,954 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18360, Stroudsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,606 (100%) |
| Owner Occupied HU | 8,093 (64.2%) |
| Renter Occupied HU | 3,383 (26.8%) |
| Vacant Housing Units | 1,130 ( 9.0%) |
| Median Home Value | $348,611 |
| Average Home Value | $372,441 |
Housing Distribution
Address Breakdown
Residential
11,632
Single Family
11,039
Multi-Family
593
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18360, Stroudsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,606 (100%) |
| Owner Occupied HU | 8,093 (64.2%) |
| Renter Occupied HU | 3,383 (26.8%) |
| Vacant Housing Units | 1,130 ( 9.0%) |
| Median Home Value | $348,611 |
| Average Home Value | $372,441 |
Housing Distribution
Address Breakdown
Residential
11,632
Single Family
11,039
Multi-Family
593
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April C. Keifer • CENTURY 21 Pinnacle
Mls Name: GLVR
Mls Provider:
Mls ID: #756447
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.