178 Pleasantville RoadPleasantvilleNY10570
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 178 Pleasantville Road, Pleasantville, NY, 10570 in Pleasantville is a conservative rental investment at $1,288,888. Rental yield 6.14%. A 1.14 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $356,096; $11,871/yr in principal paydown supplements. Total projected return: $362,313.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(2,007) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,600 |
| Total Monthly Debt Service | $8,094 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10570, Pleasantville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,719 (100%) |
| Owner Occupied HU | 3,513 (74.4%) |
| Renter Occupied HU | 871 (18.5%) |
| Vacant Housing Units | 335 ( 7.1%) |
| Median Home Value | $875,939 |
| Average Home Value | $962,821 |
Housing Distribution
Address Breakdown
Residential
4,433
Single Family
3,879
Multi-Family
554
Businesses
578
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10570, Pleasantville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,719 (100%) |
| Owner Occupied HU | 3,513 (74.4%) |
| Renter Occupied HU | 871 (18.5%) |
| Vacant Housing Units | 335 ( 7.1%) |
| Median Home Value | $875,939 |
| Average Home Value | $962,821 |
Housing Distribution
Address Breakdown
Residential
4,433
Single Family
3,879
Multi-Family
554
Businesses
578
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices