178 Front StBethel SpringsTN38315
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 178 Front St, Bethel Springs, TN, 38315 in Bethel Springs earns a 9.72% gross yield at $139,900. Rent of $1,133/mo nets $295/mo after the $629/mo mortgage. The 1.80 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $38,652 and $1,288/yr in equity accumulation project a total cumulative return of $71,992.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $295 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,133 |
| Total Monthly Debt Service | $782 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
9,781 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38315, Bethel Springs, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,788 (100%) |
| Owner Occupied HU | 1,265 (70.7%) |
| Renter Occupied HU | 328 (18.3%) |
| Vacant Housing Units | 195 (10.9%) |
| Median Home Value | $172,054 |
| Average Home Value | $286,613 |
Housing Distribution
Address Breakdown
Residential
1,719
Single Family
1,719
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
9,781 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38315, Bethel Springs, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,788 (100%) |
| Owner Occupied HU | 1,265 (70.7%) |
| Renter Occupied HU | 328 (18.3%) |
| Vacant Housing Units | 195 (10.9%) |
| Median Home Value | $172,054 |
| Average Home Value | $286,613 |
Housing Distribution
Address Breakdown
Residential
1,719
Single Family
1,719
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MAAR
Mls ID: #10219899