178 E 80th St APT 5DNew YorkNY10075
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 178 E 80th St APT 5D, New York, NY, 10075 in New York achieves a 1.82 ratio at $650,000: $5,327/mo rent versus $2,923/mo debt service. Rental yield 9.83%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.83% yield compounds alongside 5% annual appreciation projecting $179,583 in value. Total projected cumulative return: $192,563.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 4.8% |
| Monthly Cash Flow | $(993) | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,327 |
| Total Monthly Debt Service | $6,061 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
$1,979 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
$1,979 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices