1777 W 5050 SRoyUT84067
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1777 W 5050 S, Roy, UT, 84067 in Roy: $1,983/mo in rent, $244/mo in net income, 8.41% gross yield, 1.18 DSCR, all at $375,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $103,606 in appreciation and $3,454/yr in principal paydown projects total cumulative return of $116,768.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.8% |
| Monthly Cash Flow | $244 | $420 |
City averages based on Roy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,983 |
| Total Monthly Debt Service | $2,234 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2008
1,306 sqft lot
$N/A/sqft
$185 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2008
1,306 sqft lot
$N/A/sqft
$185 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Lee Taylor • Growth Real Estate Group LLC
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2078982
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-04-23 11:33:46 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)