17721 Lisa DrDerwoodMD20855
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 17721 Lisa Dr, Derwood, MD, 20855 in Derwood aligned with their strategy. Rental yield 6.98%. DSCR 1.29 and 6.98% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $8,749/yr in paydown build toward a projected cumulative return of $335,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 7.2% |
| Monthly Cash Flow | $(380) | $350 |
City averages based on Derwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,528 |
| Total Monthly Debt Service | $5,530 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
2.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20855, Derwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,685 (100%) |
| Owner Occupied HU | 4,703 (70.4%) |
| Renter Occupied HU | 1,795 (26.9%) |
| Vacant Housing Units | 187 ( 2.8%) |
| Median Home Value | $678,777 |
| Average Home Value | $719,410 |
Housing Distribution
Address Breakdown
Residential
6,896
Single Family
5,514
Multi-Family
1,382
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
2.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20855, Derwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,685 (100%) |
| Owner Occupied HU | 4,703 (70.4%) |
| Renter Occupied HU | 1,795 (26.9%) |
| Vacant Housing Units | 187 ( 2.8%) |
| Median Home Value | $678,777 |
| Average Home Value | $719,410 |
Housing Distribution
Address Breakdown
Residential
6,896
Single Family
5,514
Multi-Family
1,382
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices