177 Roper Rd #16CopperhillTN37317
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowHigh DSCR is a competitive advantage at closing. 177 Roper Rd #16, Copperhill, TN, 37317 in Copperhill achieves 2.01, rent of $1,448/mo covers the $719/mo payment 1.5x over at $160,000. Rental yield 10.86%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $44,205 over five years, with $1,474/yr in principal reduction bringing total projected return to $62,140.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $(9) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,448 |
| Total Monthly Debt Service | $1,394 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37317, Copperhill, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,728 (100%) |
| Owner Occupied HU | 1,079 (62.4%) |
| Renter Occupied HU | 268 (15.5%) |
| Vacant Housing Units | 381 (22.0%) |
| Median Home Value | $159,956 |
| Average Home Value | $204,710 |
Housing Distribution
Address Breakdown
Residential
1,213
Single Family
1,213
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37317, Copperhill, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,728 (100%) |
| Owner Occupied HU | 1,079 (62.4%) |
| Renter Occupied HU | 268 (15.5%) |
| Vacant Housing Units | 381 (22.0%) |
| Median Home Value | $159,956 |
| Average Home Value | $204,710 |
Housing Distribution
Address Breakdown
Residential
1,213
Single Family
1,213
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Serenity Source Property Group
Mls Name: Serenity Source Property Group
Mls ID: #N/A