177 N Main StMonticelloKY42633








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monticello at 177 N Main St, Monticello, KY, 42633 at $175,000 posts ROI 25.4% with $265/mo cash flow from $1,331/mo rent. Total monthly income equals $1,331/mo, and annual cash flow records $3,186/yr on $58,013 to close. Return on cash invested measures 25.4% and rental yield reads 9.13% at the current $175,000. Equity gained on principal adds $1,129/yr, and 5% annual appreciation supports $48,349 by year five. Five-year ROI prints 132.21% and total cumulative return in cash totals $76,699.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,331/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1902
0.42 Acres lot
$N/A/sqft
No HOA
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Listed by: Donna Roberts • Access Realty & Auction
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25001166
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








