1766 Mill Branch DrLaurelMD20708
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1766 Mill Branch Dr, Laurel, MD, 20708 in Laurel. Rental yield 4.45%. At $544,900 with 4.45% gross yield, current distributions are modest, but the 5% appreciation rate projects $150,546 in new equity by year five, complemented by $5,019/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.83) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $118,787.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 5.2% |
| Monthly Cash Flow | $(1,523) | $1,850 |
City averages based on Laurel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,022 |
| Total Monthly Debt Service | $3,172 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
1,760 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20708, Laurel, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,988 (100%) |
| Owner Occupied HU | 4,061 (37.0%) |
| Renter Occupied HU | 6,348 (57.8%) |
| Vacant Housing Units | 579 ( 5.3%) |
| Median Home Value | $466,362 |
| Average Home Value | $489,935 |
Housing Distribution
Address Breakdown
Residential
11,111
Single Family
4,937
Multi-Family
6,174
Businesses
232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
1,760 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20708, Laurel, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,988 (100%) |
| Owner Occupied HU | 4,061 (37.0%) |
| Renter Occupied HU | 6,348 (57.8%) |
| Vacant Housing Units | 579 ( 5.3%) |
| Median Home Value | $466,362 |
| Average Home Value | $489,935 |
Housing Distribution
Address Breakdown
Residential
11,111
Single Family
4,937
Multi-Family
6,174
Businesses
232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices