1763 Pee Rd APT 304KoloaHI96756
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1763 Pee Rd APT 304, Koloa, HI, 96756 in Koloa at $550,000 earns $3,256/mo in rent and nets $124/mo after the $2,473/mo payment, a 7.1% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $151,955 over five years. Ziffy Mortgage underwrites this on a 1.32 DSCR without U.S. credit history. With $5,066/yr in principal paydown, total projected return reaches $215,346.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 4.0% |
| Monthly Cash Flow | $124 | $1,500 |
City averages based on Koloa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,256 |
| Total Monthly Debt Service | $2,913 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96756, Koloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,622 (100%) |
| Owner Occupied HU | 1,484 (41.0%) |
| Renter Occupied HU | 922 (25.5%) |
| Vacant Housing Units | 1,216 (33.6%) |
| Median Home Value | $932,770 |
| Average Home Value | $1,093,051 |
Housing Distribution
Address Breakdown
Residential
2,172
Single Family
1,314
Multi-Family
858
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96756, Koloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,622 (100%) |
| Owner Occupied HU | 1,484 (41.0%) |
| Renter Occupied HU | 922 (25.5%) |
| Vacant Housing Units | 1,216 (33.6%) |
| Median Home Value | $932,770 |
| Average Home Value | $1,093,051 |
Housing Distribution
Address Breakdown
Residential
2,172
Single Family
1,314
Multi-Family
858
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices