17626 State Highway 96RockportIL62370
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder17626 State Highway 96, Rockport, IL, 62370 in Rockport is a stable, well-positioned rental at $165,000. Rental yield 7.6%. DSCR 1.41 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $45,586 in value and $1,520/yr in principal paydown builds equity, a total projected return of $56,750.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $(99) | $150 |
City averages based on Rockport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,045 |
| Total Monthly Debt Service | $1,079 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62370, Rockport, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 241 (100%) |
| Owner Occupied HU | 171 (71.0%) |
| Renter Occupied HU | 30 (12.4%) |
| Vacant Housing Units | 40 (16.6%) |
| Median Home Value | $99,286 |
| Average Home Value | $192,880 |
Housing Distribution
Address Breakdown
Residential
156
Single Family
156
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62370, Rockport, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 241 (100%) |
| Owner Occupied HU | 171 (71.0%) |
| Renter Occupied HU | 30 (12.4%) |
| Vacant Housing Units | 40 (16.6%) |
| Median Home Value | $99,286 |
| Average Home Value | $192,880 |
Housing Distribution
Address Breakdown
Residential
156
Single Family
156
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices