176 Cuffe RdEurekaMT59917
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 176 Cuffe Rd, Eureka, MT, 59917 in Eureka is narrow, $18/mo net on $5,051/mo rent after the $3,822/mo debt service, but the property operates at break-even-plus, not a loss. At $850,000 with a 7.13% yield, the long-run equity case via 5% appreciation ($234,839 over five years) and $7,829/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.32 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $322,510.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 4.1% |
| Monthly Cash Flow | $18 | $1,850 |
City averages based on Eureka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,051 |
| Total Monthly Debt Service | $4,695 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
2.82 Acres lot
$N/A/sqft
$780 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59917, Eureka, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,576 (100%) |
| Owner Occupied HU | 1,611 (62.5%) |
| Renter Occupied HU | 393 (15.3%) |
| Vacant Housing Units | 572 (22.2%) |
| Median Home Value | $385,634 |
| Average Home Value | $470,579 |
Housing Distribution
Address Breakdown
Residential
1,262
Single Family
1,260
Multi-Family
2
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
2.82 Acres lot
$N/A/sqft
$780 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59917, Eureka, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,576 (100%) |
| Owner Occupied HU | 1,611 (62.5%) |
| Renter Occupied HU | 393 (15.3%) |
| Vacant Housing Units | 572 (22.2%) |
| Median Home Value | $385,634 |
| Average Home Value | $470,579 |
Housing Distribution
Address Breakdown
Residential
1,262
Single Family
1,260
Multi-Family
2
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gretchen Lancaster • Lancaster and Company, Premier Properties
Mls Name: MRMLS
Mls Provider:
Mls ID: #30031646
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.