17538 Caminito CanastoSan DiegoCA92127
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 17538 Caminito Canasto, San Diego, CA, 92127 in San Diego. At $840,000 it earns $6,230/mo in rent and distributes $624/mo to the owner after the $3,777/mo payment, a consistent 8.9% yield. DSCR 1.65 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $232,077 in value; $7,736/yr in principal paydown compounds ownership stake. Total projected return: $360,410.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 4.8% |
| Monthly Cash Flow | $624 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,230 |
| Total Monthly Debt Service | $5,272 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
N/A lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92127, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,859 (100%) |
| Owner Occupied HU | 12,317 (69.0%) |
| Renter Occupied HU | 4,894 (27.4%) |
| Vacant Housing Units | 648 ( 3.6%) |
| Median Home Value | $1,280,128 |
| Average Home Value | $1,366,177 |
Housing Distribution
Address Breakdown
Residential
17,345
Single Family
14,388
Multi-Family
2,957
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
N/A lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92127, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,859 (100%) |
| Owner Occupied HU | 12,317 (69.0%) |
| Renter Occupied HU | 4,894 (27.4%) |
| Vacant Housing Units | 648 ( 3.6%) |
| Median Home Value | $1,280,128 |
| Average Home Value | $1,366,177 |
Housing Distribution
Address Breakdown
Residential
17,345
Single Family
14,388
Multi-Family
2,957
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices