17534 Durham Ridge LnHumbleTX77346
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 17534 Durham Ridge Ln, Humble, TX, 77346 in Humble is narrow, $136/mo net on $2,361/mo rent after the $1,349/mo debt service, but the property operates at break-even-plus, not a loss. At $300,000 with a 9.44% yield, the long-run equity case via 5% appreciation ($82,884 over five years) and $2,763/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.75 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $124,144.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.2% |
| Monthly Cash Flow | $136 | $1,200 |
City averages based on Humble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,361 |
| Total Monthly Debt Service | $2,106 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
7,013 sqft lot
$N/A/sqft
$1,100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77346, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,062 (100%) |
| Owner Occupied HU | 21,333 (71.0%) |
| Renter Occupied HU | 6,907 (23.0%) |
| Vacant Housing Units | 1,822 ( 6.1%) |
| Median Home Value | $331,060 |
| Average Home Value | $359,548 |
Housing Distribution
Address Breakdown
Residential
28,895
Single Family
24,706
Multi-Family
4,189
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
7,013 sqft lot
$N/A/sqft
$1,100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77346, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,062 (100%) |
| Owner Occupied HU | 21,333 (71.0%) |
| Renter Occupied HU | 6,907 (23.0%) |
| Vacant Housing Units | 1,822 ( 6.1%) |
| Median Home Value | $331,060 |
| Average Home Value | $359,548 |
Housing Distribution
Address Breakdown
Residential
28,895
Single Family
24,706
Multi-Family
4,189
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William Green • Realty Associates
Mls Name: HAR
Mls Provider:
Mls ID: #59792429
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