175 Rock Ridge RdHuntingtonWV25704
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder175 Rock Ridge Rd, Huntington, WV, 25704 in Huntington is a solid income-producing rental, 7.74% gross yield, $2,160/mo rent, $222/mo net cash flow on a $335,000 buy. DSCR 1.43 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $92,554 and $3,085/yr in principal reduction project a total cumulative return of $140,773.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.8% |
| Monthly Cash Flow | $222 | $450 |
City averages based on Huntington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $1,805 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25704, Huntington, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,281 (100%) |
| Owner Occupied HU | 3,950 (54.3%) |
| Renter Occupied HU | 2,242 (30.8%) |
| Vacant Housing Units | 1,089 (15.0%) |
| Median Home Value | $150,397 |
| Average Home Value | $165,747 |
Housing Distribution
Address Breakdown
Residential
6,899
Single Family
6,591
Multi-Family
308
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25704, Huntington, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,281 (100%) |
| Owner Occupied HU | 3,950 (54.3%) |
| Renter Occupied HU | 2,242 (30.8%) |
| Vacant Housing Units | 1,089 (15.0%) |
| Median Home Value | $150,397 |
| Average Home Value | $165,747 |
Housing Distribution
Address Breakdown
Residential
6,899
Single Family
6,591
Multi-Family
308
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Parker Ward • Realty Advantage
Mls Name: HUNTMLS
Mls ID: #182025