175 Monterey Dr, Saint Albans, WV, 25177 | $408/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Albans at 175 Monterey Dr, Saint Albans, WV, 25177 offers $1,276/mo rent that, after a $734/mo payment, leaves $408/mo cash flow. Total monthly income is $1,276/mo, and annual cash flow is $4,899/yr on $49,725 cash. Return on cash invested measures 29.76% in year one, and rental yield stands at 10.21% at a $150,000 entry. Equity gained on principal adds $968/yr while 5% annual appreciation compounds into $41,442 by year five. Five-year ROI records 155.23% and total cumulative return in cash reaches $77,190. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,276/mo property income versus a $734/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1962

6,534 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 25177, Saint Albans, WV area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,166 (100%)
Owner Occupied HU	7,085 (63.5%)
Renter Occupied HU	2,718 (24.3%)
Vacant Housing Units	1,363 (12.2%)
Median Home Value	$149,284
Average Home Value	$183,971