175 Haigh RoadSchenectadyNY12302
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Schenectady at 175 Haigh Road, Schenectady, NY, 12302 offers $1,830/mo rent that, after a $2,584/mo payment. Total monthly income is $1,830/mo. Return on cash invested measures 8.35% in year one, and rental yield stands at 4.16% at a $528,000 entry. Equity gained on principal adds $3,407/yr while 5% annual appreciation compounds into $145,877 by year five. Five-year ROI records 41.46% and total cumulative return in cash reaches $72,027. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,830/mo property income versus a $2,584/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2020
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12302, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,691 (100%) |
| Owner Occupied HU | 8,698 (68.5%) |
| Renter Occupied HU | 3,062 (24.1%) |
| Vacant Housing Units | 931 ( 7.3%) |
| Median Home Value | $271,870 |
| Average Home Value | $311,678 |
Housing Distribution
Address Breakdown
Residential
12,116
Single Family
10,636
Multi-Family
1,480
Businesses
606
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Listed by: Gina Mojanoski • Howard Hanna Capital Inc
Mls Name: Global MLS
Mls Provider:
Mls ID: #202523910
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker