175 Church StSmithvilleGA31787
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 175 Church St, Smithville, GA, 31787 in Smithville at $169,900, 0% gross yield, is a market-growth asset. Rental yield 0%. The $0/mo rent partially funds the $764/mo debt service; the core return is the 5%/yr price growth projected to add $46,940 over five years. Ziffy Mortgage's DSCR mortgage (0.00) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $300 |
City averages based on Smithville market data in our database. Property projections are estimates.
Single Family
Built in 2021
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31787, Smithville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 818 (100%) |
| Owner Occupied HU | 560 (68.5%) |
| Renter Occupied HU | 160 (19.6%) |
| Vacant Housing Units | 98 (12.0%) |
| Median Home Value | $331,159 |
| Average Home Value | $312,179 |
Housing Distribution
Address Breakdown
Residential
481
Single Family
481
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31787, Smithville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 818 (100%) |
| Owner Occupied HU | 560 (68.5%) |
| Renter Occupied HU | 160 (19.6%) |
| Vacant Housing Units | 98 (12.0%) |
| Median Home Value | $331,159 |
| Average Home Value | $312,179 |
Housing Distribution
Address Breakdown
Residential
481
Single Family
481
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Vickki Blanch • Love That House Realty Co, LLC
Mls Name: SWGMLS
Mls ID: #166603