174390 CYPRESS LANEHatleyWI54440
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 174390 CYPRESS LANE, Hatley, WI, 54440 in Hatley is narrow, $105/mo net on $790/mo rent after the $484/mo debt service, but the property operates at break-even-plus, not a loss. At $102,100 with a 9.29% yield, the long-run equity case via 5% appreciation ($28,208 over five years) and $856/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $43,805.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $105 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $790 |
| Total Monthly Debt Service | $669 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54440, Hatley, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,370 (100%) |
| Owner Occupied HU | 1,116 (81.5%) |
| Renter Occupied HU | 151 (11.0%) |
| Vacant Housing Units | 103 ( 7.5%) |
| Median Home Value | $276,842 |
| Average Home Value | $333,866 |
Housing Distribution
Address Breakdown
Residential
1,304
Single Family
1,295
Multi-Family
9
Businesses
30
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Peggy Sue Behselich • CENTURY 21 GOLD KEY
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #22500871
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
