1741 Monticello DrSaint LouisMO63138
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1741 Monticello Dr, Saint Louis, MO, 63138 in Saint Louis speaks for itself: 10.36% gross on a $250,000 price, generating $2,159/mo in rent and $602/mo in net income after the $1,124/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,222 stacks alongside $69,070 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $133,621.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.8% |
| Monthly Cash Flow | $602 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,159 |
| Total Monthly Debt Service | $1,457 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63138, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,940 (100%) |
| Owner Occupied HU | 3,365 (37.6%) |
| Renter Occupied HU | 3,903 (43.7%) |
| Vacant Housing Units | 1,672 (18.7%) |
| Median Home Value | $168,823 |
| Average Home Value | $215,310 |
Housing Distribution
Address Breakdown
Residential
7,537
Single Family
6,960
Multi-Family
577
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63138, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,940 (100%) |
| Owner Occupied HU | 3,365 (37.6%) |
| Renter Occupied HU | 3,903 (43.7%) |
| Vacant Housing Units | 1,672 (18.7%) |
| Median Home Value | $168,823 |
| Average Home Value | $215,310 |
Housing Distribution
Address Breakdown
Residential
7,537
Single Family
6,960
Multi-Family
577
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyiesha M Cage • Berkshire Hathaway HomeServices Alliance Real Estate
Mls Name: MARIS
Mls ID: #25055838