174 Sumac Rd, Monticello, KY, 42633 | 6.08% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Monticello at 174 Sumac Rd, Monticello, KY, 42633 offers $1,703/mo rent that, after a $1,644/mo payment. Total monthly income is $1,703/mo. Return on cash invested measures 16.23% in year one, and rental yield stands at 6.08% at a $335,900 entry. Equity gained on principal adds $2,168/yr while 5% annual appreciation compounds into $92,803 by year five. Five-year ROI records 82.98% and total cumulative return in cash reaches $92,403. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,703/mo property income versus a $1,644/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1976

0.78 Acres lot

$N/A/sqft

No HOA