174 Shelby DrCrawfordvilleFL32327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 174 Shelby Dr, Crawfordville, FL, 32327 in Crawfordville: $2,824/mo in rent, $336/mo in net income, 9.09% gross yield, 1.68 DSCR, all at $372,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $103,025 in appreciation and $3,434/yr in principal paydown projects total cumulative return of $163,899.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $336 | $1,500 |
City averages based on Crawfordville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,824 |
| Total Monthly Debt Service | $2,339 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.36 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32327, Crawfordville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,791 (100%) |
| Owner Occupied HU | 9,796 (76.6%) |
| Renter Occupied HU | 1,927 (15.1%) |
| Vacant Housing Units | 1,068 ( 8.3%) |
| Median Home Value | $261,482 |
| Average Home Value | $279,596 |
Housing Distribution
Address Breakdown
Residential
12,137
Single Family
12,071
Multi-Family
66
Businesses
420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.36 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32327, Crawfordville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,791 (100%) |
| Owner Occupied HU | 9,796 (76.6%) |
| Renter Occupied HU | 1,927 (15.1%) |
| Vacant Housing Units | 1,068 ( 8.3%) |
| Median Home Value | $261,482 |
| Average Home Value | $279,596 |
Housing Distribution
Address Breakdown
Residential
12,137
Single Family
12,071
Multi-Family
66
Businesses
420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices