174 Roy LnWurtlandKY41144
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 174 Roy Ln, Wurtland, KY, 41144 in Wurtland. Rental yield 6.64%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $81,503 and $2,473/yr in principal reduction project total return of $95,711.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 7.5% |
| Monthly Cash Flow | $(163) | $250 |
City averages based on Wurtland market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,632 |
| Total Monthly Debt Service | $1,750 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1950
14.27 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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